Enhanced Prescription Drug

Being diagnosed with a serious medical condition is stressful. You don’t need the additional worry of being unsure whether you can afford to pay for the prescribed medications. New medications are constantly being introduced, and these – like many prescription drugs – are often costly and not covered by government health plans. This can leave you suddenly faced with unmanageable drug expenses.

Adding the Enhanced Prescription Drug Benefit to your PlanDirect plan can help you manage these high medical expenses, allowing you to take full advantage of medical treatment you may require without the worry of how paying for an essential prescription will affect your financial stability.

The Enhanced Prescription Drug Benefit is available to applicants age 65 and under. This benefit provides up to $250,000 of prescription drug coverage, per calendar year, per insured family member. Benefits are payable at 100%. A deductible amount of either $2,500 or $5,000 can be selected.

See More

About Us

PlanDirect provides affordable health and dental insurance to Canadians who aren't covered by a group benefit plan.
Everyone has different needs. And since unfortunate life events are unexpected, and often accompanied by financial hardship, we offer you the choice of health and dental plans that give you broad coverage for many expensive healthcare costs.

With PlanDirect, you get the coverage you need, when you need it.

PlanDirect Insurance offers five health and dental plans, and four optional benefits, that help fill the gap between your provincial health plan and the expenses you would be responsible to pay.

Key features:
It's easy to apply: only two medical questions and a 98% approval rating.
Your pre-existing medical conditions are covered.
There are no lifetime maximums and no waiting periods.
Those with prior coverage receive preferred rates.
You're covered throughout Canada.
Plans have been designed to minimize hefty annual cost increases.
This plan is underwritten by Great-West Life Assurance Company.
Apply within 60 days of losing coverage with a group plan and you are guaranteed     acceptance.